“Optimism is essential to achievement and it is also the foundation of courage and true progress.”
~ Nicholas M. Butler, American Philosopher


Book Cover

The Major Obstacle to Financial Success

By: Brian Tracy

The major mental obstacle to financial success is that some people believe that they don’t really deserve to be rich.

The Biggest Demotivator of All
They have been raised with a steady drumbeat of destructive criticism, as I was, that has led them to conclude, at an unconscious level, that they don’t really deserve to be successful and happy. The worst effect of negative experiences in childhood, which are all too common, is that when people actually do succeed as the result of hard work, they feel guilty. These guilt feelings then cause them to do things to get rid of the money, to throw it away. They spend it or invest it foolishly. They lend it, lose it or give it away. They engage in self-sabotage, in the form of overeating, excessive drinking, drug usage, marital infidelity and often dramatic personality changes. To change your results with money, you have to change your attitude toward it.

Treat Money With Care and Attention
The fact is that money is very much like a lover. It must be courted and coaxed and flattered and treated with care and attention. It gravitates toward people who respect it and value it and are capable of doing worthwhile things with it. It flows through the fingers and flees from people who do not understand it, or who do not take proper care of it.

Become Skilled With Money
Sometimes people say that they are not very good with money. But being good with money is a skill that anyone can learn through practice. Usually, saying that one is not very good with money is merely an excuse or a rationalization for the fact that the person is not very successful or disciplined with money. The person has not learned how to acquire it or to hold on to it.

Be A No-Limit Thinker
The starting point of accumulating money is for you to believe that you have an unlimited capacity to obtain all the money that you will ever need. Look upon yourself as a financial success just waiting for a place to happen. And see yourself as deserving all you can honestly acquire.

Open Any Door
Money is good. Money gives you choices and enables you to live your life the way you want to live it. Money opens doors for you that would have been closed in its absence. But just like anything, an obsession can be hurtful. If a person becomes so preoccupied with money that he loses sight of the fact that money is merely a tool that is to be used to acquire happiness, then money becomes a harmful thing.

Money is Neutral
The Bible says, “The love of money is the root of all evil.” It doesn’t say, “money is the root of all evil.” It says, “the love of money is the root of all evil.” It is the preoccupation with money, to the exclusion of the really important things in life that is the problem, not the money itself. Money is essential to our lives in society. It is also neutral. It is neither good nor bad. It is only the way that it is acquired and the uses to which it is put that determines whether it is helpful or hurtful.

Action Exercises
Here are two things you can do immediately to put these ideas into action:

First, recognize and accept that virtually everyone who has money today at one time was broke and probably broke for a long time. Then they learned the skills of accumulating money and they are now financially independent. Whatever they have done, you can probably do as well.

Second, become a student of money from this day forward. Study it, learn about it and apply the lessons you discover toward your own financial life until you begin to attract more and more money in your direction.

__________

Book Cover

Look Like You’ve Lost Weight

What’s the next best thing to losing weight? Looking like you’ve lost weight. Here are a few ideas to help you appear to have lost weight…

What Do You Think?

If you had the opportunity to start your own business, what would you start? Why?

(Share your answers in the comments below.)

“I was taught to strive not because there were any guarantees of success, but because the act of striving is in itself the only way to keep faith with life.”
~ Madeleine Albright, Secretary of State


Book Cover * * * Book Cover

The Peacemaker, by Ken Sande

Relationships don’t come easy, but too much bad advice does. Frequently, there is too much emphasis placed upon confrontation and negotiation in the counsel given. Looking for Biblical counsel on how to resolve conflicts? Consider this approach commended throughout Scripture:

“A man’s wisdom gives him patience; it is to his glory to overlook an offense” (Prov. 19:11; cf. 12:16; 15:18; 20:3).

“Starting a quarrel is like breaching a dam; so drop the matter before a dispute breaks out” (Prov. 17:14; cf. 26:17).

“Above all, love each other deeply, because love covers a multitude of sins” (1 Peter 4:8; cf. Prov. 10:12; 17:9)

Book Cover“Be completely humble and gentle; be patient, bearing with one another in love” (Eph. 4:2).

“Bear with each other and forgive whatever grievances you may have against one another. Forgive as the Lord forgave you” (Col. 3:13; cf. Eph. 4:32).

The above passages were taken from The Peacemaker: A Biblical Guide to Resolving Personal ConflictThe Peacemaker: A Biblical Guide to Resolving Personal Conflict by Ken Sande, Updated Edition (Grand Rapids, Baker Books, 2003) p. 82.

What Do You Think?

If you could change your occupation, what would you do?

(Share your answers in the comments below.)

Wisdom

“Excellence is not a skill. It is an attitude.”
– Ralph Marston, Author

“Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young.”
– Henry Ford, Industrialist

“My father taught me that reputation, not money, was the most important thing in the world.”
– William Rosenberg, Dunkin Donuts founder

“I think there’s a great beauty to having problems. That’s one of the ways we learn.”
– Herbie Hancock, musician

“Every time we’ve moved ahead in IBM, it was because someone was willing to take a chance, put his head on the block and try something new.”
– Thomas J. Watson, executive

“He who hesitates is poor.”
– Mel Brooks, director

“I think luck is the sense to recognize an opportunity and the ability to take advantage of it. The man who can smile at his breaks and grab his chances gets on.”
– Samuel Goldwyn, movie executive

“If I have seen farther than others, it is because I was standing on the shoulder of giants.”
– Isaac Newton, scientist

Quotes To Learn From

“Only he who keeps his eye fixed on the far horizon will find his right road.”
~ Dag Hammarskjold, statesman

“Your most unhappy customers are your greatest source of learning”
– Bill Gates, Microsoft Founder

“Some of us will do our jobs well and some will not, but we will and be judged by only one thing: the result.”
– Vince Lombardi, football coach

“We succeed only as we identify in life, or in war, or in anything else, a single overriding objective, and make all other considerations bend to that one objective.”
– Dwight Eisenhower, 34th U.S. president

“It’s no accident that things are more likely to go your way when you stop worrying about whether you’re going to win or lose, and focus all your full attention on what’s happening right at this moment.”
– Phil Jackson, basketball coach

“Investment decisions or personal decisions don’t wait for the picture to be clarified.”
– Andrew Grove, executive

“We are formed and molded by our thoughts. Those whose minds are shaped by selfless thoughts give joy when they speak or act. Joy follows them like a shadow that never leaves them.”
– Buddha

“Sometimes we stare so long at a door that is closing that we see too late the one that is open.”
– Alexander Graham Bell, Inventor

“Learning is not compulsory, but neither is survival.”
– W. Edwards Deming, quality expert

“If you have no confidence in self, you are twice defeated in the race of life. With confidence, you have won even before you have started.”
– Marcus Tullius Cicero, Roman Philosopher

“Each success only buys an admission ticket to a more difficult problem.”
– Henry Kissinger, secretary of state

“The one word that makes a good manager – decisiveness.”
– Lee Iacocca, Auto Executive

“The discipline you learn and character you build from setting and achieving a goal can be more valuable than the achievement of the goal itself.”
– Bo Bennett, Author

“Not being in tune with your customers is like living in an alternate reality; the way you think your customers feel about your product is not always the same as what your customers really think about your product.”
– Bo Bennett, Author

“I do not think there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature.”
– John D. Rockefeller

“The greatest lesson of life is that you are responsible for your life.”
– Oprah Winfrey, talk show host

“I don’t believe in a fate that will fall on us no matter what we do. I do believe in a fate that will fall on us if we do nothing.”
– Ronald Reagan, 40th U.S. president

“It’s determination and commitment to an unrelenting pursuit of your goal that will enable you to attain the success you seek.”
– Mario Andretti, Race Car Driver

“I have failed over and over again in my life. And that’s precisely why I succeed.”
– Michael Jordan, basketball player

“If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with success unexpected in common hours.”
– Henry David Thoreau, Author

“I don’t know what your destiny will be, but one thing I know: The only ones among you who will be really happy are those who sought and found out how to serve.”
– Albert Schweitzer, Humanitarian

“Failure is nature’s plan to prepare you for great responsibilities.”
– Napolean Hill, Motivational Writer

“Any change, even a change for the better, is always accompanied by drawbacks and discomforts.”
– Arnold Bennett, Novelist

“A good plan is like a road map: It shows the final destination and usually the best way to get there.”
– H. Stanley Judd, Writer

“The best executive is one who has sense enough to pick good people to do what he wants them to do, and self-restraint enough to keep from meddling with them while they do it.”
– Theodore Roosevelt, 26th President of the United States

“Without a compelling cause, our employees are just putting in time. Their minds might be engaged, but their hearts are not. Meaning precedes motivation.”
– Lee J. Colan

“You make the world a better place by making yourself a better person.”
– Scott Sorrell

“You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You are able to say to yourself, “I have lived through this horror. I can take the next thing that comes along.” . . . You must do the thing you think you cannot do.”
– Eleanor Roosevelt, Former First Lady

“In the absence of clearly-defined goals, we become strangely loyal to performing daily trivia until ultimately we become enslaved by it.”
– Robert Heinlein

“If you can give your son or daughter only one gift, let it be enthusiasm.”
– Bruce Barton, Author and Politician

“Thought is the original source of all wealth, all success, all material gain, all great discoveries and inventions, and of all achievement.”
– Claude M. Bristol, Author

“There is no remedy for love but to love more.”
– Henry David Thoreau, Author

“For time and the world do not stand still. Change is the law of life. And those who look only to the past or the present are certain to miss the future.”
– John F. Kennedy, 35 President of the United States

What Do You Think?

If you could change one thing about your personality, how would you be different?

(Share your answers in the comments below.)